Canadian-founded & operated Payment Processing Software

36 Canadian-founded / operated tools in this category - 3 Top Picks + 33 more

Card numbers and bank details are about as sensitive as business data gets. These Canadian processors understand Interac, Canadian bank integrations, and multi-currency — and keep transaction data under Canadian jurisdiction.

Top Picks prioritize fully Canadian companies. Some lower-score listings stay because they were founded in Canada or still have meaningful Canadian operations, even if ownership changed.

32 still Canadian-owned · 📍 5 provinces · 🔄 Updated April 2026

Top Picks

Unified payment processing software for ecommerce, mobile, and in-store transactions.

Contact for pricing

Toronto point-of-sale financing platform used by home improvement and retail merchants

Free plan available

GuestLogix Payments

Passenger commerce and onboard payment software for travel operators.

Contact for pricing

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All Other Payment Processing Tools

Ranked by Eh Score - our rating of how Canadian each company is. ?

Top Picks surface the strongest matches first. 5 = fully Canadian-owned, hosted & supported. Some lower-score listings are Canadian-founded or operated companies that are no longer Canadian-owned.

All prices in CAD unless noted.

Chimp.net (Charitable Impact)

Vancouver donor-advised fund platform processing hundreds of millions in Canadian donations

Verified Mar 2026

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Evolve Merchant Solutions

Canadian payment processing and merchant services for small businesses.

Verified Mar 2026

Contact for pricing

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Toronto invoice financing unlocking working capital from outstanding invoices

Verified Mar 2026

From 1%/invoice CAD

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Victoria digital rewards API for sending gift cards and prepaid Visa at scale

Verified Mar 2026

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Toronto all-in-one gift cards, loyalty, POS, and payments for restaurants and retailers

Verified Mar 2026

Contact for pricing

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Payment processing with zero monthly fees and transparent interchange-plus pricing

Verified Mar 2026

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Association management software for memberships, renewals, and event registration.

Verified Mar 2026

From $299/mo CAD

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Vancouver personal finance app with spending, credit monitoring, and crypto tools

Verified Mar 2026

Free plan available

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Canada's biggest payment processor — RBC/BMO joint venture handling 3.5B+ transactions per year

Verified Mar 2026

From $29.95/mo CAD

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Toronto B2B payment platform replacing paper cheques with digital invoicing and collection

Verified Mar 2026

Free, no monthly fees

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Toronto AP/AR automation with EFT and cheque payments designed for Canadian SMBs

Verified Mar 2026

From $25/mo CAD

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Business checking with no fees and built-in spend management — designed specifically for Canadian small businesses

Verified Mar 2026

Free plan available

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Saskatoon pre-authorized debit collection — dead simple receivables automation for $0.50/transaction

Verified Mar 2026

From $0.50/transaction CAD

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Toronto receipt intelligence giving banks SKU-level spend data and personal finance insights

Verified Mar 2026

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Montreal Bitcoin infrastructure — Liquid network, mining software, and digital asset tools

Verified Mar 2026

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Vancouver blockchain company behind Flow and NBA Top Shot digital collectibles

Verified Mar 2026

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Fleet payment and expense management software for commercial vehicle operators.

Verified Mar 2026

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Virtual cards and global gifting platform from Montreal.

Verified Mar 2026

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Business lending marketplace software connecting Canadian borrowers and investors.

Verified Mar 2026

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Cross-border banking and spend management software for Canadian businesses.

Verified Mar 2026

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Montreal payment tech processing transactions in 200+ markets and 150+ currencies

Verified Mar 2026

From 2.25% + $0.30/txn CAD

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Montreal web3 checkout letting creators sell NFTs with credit card payments

Verified Mar 2026

Free plan available

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Contractor payment and field ticket software for industrial operations teams.

Verified Mar 2026

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Payments, loyalty, and customer engagement software for local merchants.

Verified Mar 2026

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Relay Financial

Business banking and cash management software for SMBs and accounting firms.

Verified Mar 2026

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Digital identity and authentication software for privacy-sensitive transactions.

Verified Mar 2026

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Ticketing, registration, and event commerce software for venues and organizers.

Verified Mar 2026

Per-ticket fees

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Banking product and pricing software from Vancouver.

Verified Mar 2026

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Earned wage access and employee financial wellness software for payroll teams.

Verified Mar 2026

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Buy now, pay later software that helped merchants offer installment payments in Canada.

Verified Mar 2026

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Montreal-rooted payment platform offering digital wallets, eCash, and online processing

Verified Mar 2026

From 1.95% + $0.10/txn CAD

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Calgary-born equity compensation and cap table management — now part of Morgan Stanley

Verified Mar 2026

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NZ-founded donor management and giving platform for churches and nonprofits.

Verified Mar 2026

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Looking for Canadian alternatives to specific software tools?

Canadian alternatives to Stripe · Canadian alternatives to Square · Canadian alternatives to PayPal · Canadian alternatives to Chime · Canadian alternatives to Double the Donation